Stripe Fees & Pricing
Stripe's US fee schedule: the standard per-transaction rate, the surcharges that can stack on top, and in-person pricing — from Stripe's official pricing page.
Stripe pricing for US businesses
Stripe's standard pricing is a single per-transaction rate with no setup or monthly fees, plus surcharges for international cards and currency conversion. Figures are from Stripe's official pricing page, last verified in October 2026.
| Fee | Rate | Notes |
|---|---|---|
| Standard card processing (US domestic cards) | 2.9% + 30¢ | Per successful charge, on pay-as-you-go pricing. No setup fees and no monthly fees. |
| International cards | +1.5% | Added on top of the standard rate when the card was issued outside the US. |
| Currency conversion | +1% | Added when a currency conversion is needed on a charge. |
| In-person (Terminal) | 2.7% + 5¢ | US domestic cards accepted in person through Stripe Terminal. |
| Dispute fee | $15 | Charged per dispute (chargeback). Shown for reference — it is not part of a standard fee calculation. |
Official sources
Every rate on this page comes from the platform's own official pages — no third-party fee guides:
How we verify & limitations
Rates on SellKitHub live in one central data file. Each rate carries its official source and was last verified in October 2026; the whole schedule is re-verified quarterly, and any change is recorded in our fee change log. The calculator uses the standard domestic rate; the surcharges above are listed for reference and are not included in a standard calculation.
Frequently asked questions
How much does Stripe charge per transaction in 2026?
2.9% + 30¢ per successful charge for US domestic cards, on standard pay-as-you-go pricing, with no setup or monthly fees.
What does Stripe charge for international cards?
An extra 1.5% on top of the standard rate for cards issued outside the US, plus 1% more if a currency conversion is needed.
Does Stripe have monthly fees?
Not on standard pricing — it is pay-as-you-go per successful charge. Optional add-on products (such as Billing or Radar features) have their own pricing on Stripe's pricing page.
Stripe or PayPal — which is cheaper?
For a card payment, Stripe's 2.9% + 30¢ beats PayPal Checkout's card rate of 2.99% + $0.49, and PayPal-balance payments cost 3.49% + $0.49. The difference comes mostly from the fixed fee, so it matters most on small transactions — compare your own amounts in the two calculators.