Stripe Fee Calculator
Stripe's standard 2.9% + $0.30 comes off every successful card charge. See the fee, the net — and the grossed-up charge that nets you a round number.
Enter your numbers
Your results
You actually receive
$0.00
Fees last updated Oct 2026 — verify against the official fee schedule before pricing decisions.
How it works
Stripe's standard integrated pricing for US card charges:
There is no fee for failed charges, and the $0.30 fixed part means low-ticket charges carry a higher effective rate — a $2.00 charge loses 17.9% to fees, a $200 charge loses 3.05%.
Frequently asked questions
What is Stripe's standard fee in 2026?
2.9% + $0.30 per successful card charge for US domestic cards on standard pricing. Figures last updated Oct 2026 — verify on Stripe's official pricing page.
Does Stripe charge extra for international cards?
Yes — international cards typically add 1.5%, and currency conversion adds about 1%. Those surcharges are not included in this V1 calculator.
How do I net exactly $100 after Stripe fees?
Charge ($100 + $0.30) ÷ (1 − 0.029) = $103.29. Stripe takes $3.29 and you net $100.00. The reverse field above does this for any amount.
Stripe vs PayPal — which is cheaper?
On sticker rates, Stripe's 2.9% + $0.30 beats PayPal's commercial 3.49% + $0.49 on every amount. Compare total cost though: payouts, disputes, and the tools bundled with each platform differ.
Next steps
How we calculate & limitations
Assumptions & limitations: US standard pricing for domestic cards (2.9% + $0.30). International card surcharge, currency conversion, dispute fees and add-on products (Radar, Billing) are not included.
Fee data: Fees last updated Oct 2026 — verify against the official fee schedule before pricing decisions. All rates used on this page come from one central data file (assets/fees.js), where every rate carries its official source and a last-verified note.